As of July 1, 2010, a new Ohio law now allows unmarried children or stepchildren up to age 28 to remain or be added to their parents’ health insurance coverage.While the federal health care reform law passed earlier this year increases the dependent age to 26, health insurers and plans subject to Ohio law must provide coverage or offer parents the opportunity to purchase coverage for children from age 26 to 28.
The Ohio Department of Insurance has created a Web site, http://www.healthcarereform.ohio.gov/, which includes a breakdown of the state and federal health care reforms being implemented in Ohio. More information about the dependent age coverage expansion, such as effective dates and enrollment details can be found here.
Other helpful resources:
Dependent Age Coverage Expansion FAQs - a very helpful document explaining both the state and federal laws and how they will coexist.
Dependent Age Extension Notice
Federal Fact Sheet
News Release: Health Insurance Dependent Age to Increase July 1
As always, we are here to help. Contact us with any questions.
Reichley Insurance Agency is committed to excellence. We pride ourselves on offering our clients reliable coverage and great service. As an independent Ohio insurance agency, we can provide you with all types of insurance coverage from the top carriers in the country. Our team of trusted agents will work with you to find a policy that meets your needs – and falls within your budget.
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The information in this article is meant as a guideline only. There is nothing in this publication that alters the coverage or interpretation of any specific policy. Because some statements are generalizations, and because different companies’ policies contain slight differences, please refer to your specific policy. Call our office before making any judgments or decisions concerning your particular situation and coverage that may or may not apply.
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