Heavy rain and gusty winds from the weekend storms may raise questions as to which losses are covered by insurance. Common losses that are typically covered by insurance include damage caused by downed-trees and damage to roofs, walls and ceilings caused by wind and downpours. Some losses are covered under a homeowners policy and others may be covered by policy endorsements.
The Ohio Insurance Institute (OII) advises checking with your insurance agent or company regarding coverage questions and limitations, especially those related to water. Some weather-related damages are covered under a standard homeowners, renters or auto insurance policy. Some are covered to a specific limit; while other coverages may be excluded but can be added through a policy endorsement or a separate flood insurance policy.
Click here for more of OII's insurance coverage information.
As always, if you have any questions regarding your coverage, please don't hesitate to contact us.
Reichley Insurance Agency is committed to excellence. We pride ourselves on offering our clients reliable coverage and great service. As an independent Ohio insurance agency, we can provide you with all types of insurance coverage from the top carriers in the country. Our team of trusted agents will work with you to find a policy that meets your needs – and falls within your budget.
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Toll Free: 87-REICHLEY (877-342-4539)
Email: info@reichleyins.com
The information in this article is meant as a guideline only. There is nothing in this publication that alters the coverage or interpretation of any specific policy. Because some statements are generalizations, and because different companies’ policies contain slight differences, please refer to your specific policy. Call our office before making any judgments or decisions concerning your particular situation and coverage that may or may not apply.
