The nest is getting emptier, and so is your bank account, as your child heads off to the next big adventure in their lives: college. As part of this journey they will be taking much of their personal furnishings, including televisions, stereos, computers, books and supplies to their new temporary home.

We often get questions about coverage for a child’s possessions. While we would prefer to know the specifics of your child’s living situation, in general your child, if a resident relative of your home and a full time student, is considered an “insured” under most homeowner policies. Therefore, a parent’s homeowner policy could extend coverage for property and liability to your child while temporarily residing at college. There are exceptions and qualifications to this explanation that may result in the need for special coverage. Call us with any questions.
 

Reichley Insurance Agency is committed to excellence. We pride ourselves on offering our clients reliable coverage and great service. As an independent Ohio insurance agency, we can provide you with all types of insurance coverage from the top carriers in the country. Our team of trusted agents will work with you to find a policy that meets your needs – and falls within your budget.

 

Our dedication makes the difference...

   

Toll Free: 87-REICHLEY (877-342-4539)

Email: info@reichleyins.com

 

The information in this article is meant as a guideline only. There is nothing in this publication that alters the coverage or interpretation of any specific policy. Because some statements are generalizations, and because different companies’ policies contain slight differences, please refer to your specific policy. Call our office before making any judgments or decisions concerning your particular situation and coverage that may or may not apply.